by: INOU
Regina Sechico Ramirez .. Dipolog area Pinan, Philippines Mulitiple fiancee’s. Meet and greet of couse. Think your the only one. But has many and of course requests money for food, medicine, legal fee’s any and everything she can, playing on your affection and belief your the love of her life. She took me or thousands and another man for tens of thousands.
*Re-post from a reader* 29 Sept 11
Filipino cupid is one of my favorite dating sites. Filipinas are very receptive for western men and seem very open minded. But I cannot help but thing that there is a largely financial reason for this.
Most of the ladies I have met there end up asking for money or implying that they need money. Since there is very little middle class and so many poor there, it is no wonder so many are on the site pan handling. One friend of mine told me that she thought most of the people on that site were not real.
I wonder how many ladies would be on that site if there are a great economy in the Philippines?
P.S: Here is how to effectively use *cupid dating sites free..
1) Sign up for free
2) Create a profile (don’t be stupid selfish troll.. be your self and real. make sure you post a picture.. it helps to be white, wealthy, 6’0 or taller, blonde.. but its certainly not totally necessary.. above all else be YOU)
3) Fill out as much of the profile as you can
4) In the about me section put in your YM chat ID.. You will have to hide it (i.e. JohnYahoo73 at y.a.h.00) Those who use chat will see this and know how to reach out outside of the dating site… enjoy!
Accounting Concepts is really important in today’s business world. Not only the basic but even to the highest degree of accounting. If you don’t notice, I can say that every day in our life we used Mathematics and some sort of accounting. We usually count money, calculate the change and always check if how much money did we spent and how much still got. Almost every person on different profession needs to have at least basic knowledge of accounting because sometimes it will make you more competitive in your field when you have basic accounting knowledge.
On our previous seminar for IT/CS intern students like me, the speaker tends to share his knowledge about basic accounting concepts. The importance of basic accounting concepts on our course is that we will be more competitive and gain an additional knowledge which we can use in our future job. We are IT students who will become programmers and software developers someday or we might establish our own company in the near future. It is important that we know the basic debit/credit in accounting if we are going to create an accounting program or software but for me basic accounting concepts is not enough when you plan to be a accounting programs developer instead use it as a starting point for further studies about accounting concepts. Because the more knowledge on accounting plus the skills on programming, you will definitely develop an effective accounting program.
Once you applied accounting concepts and programming it will surely gives you a nice income. I still remember what my former professor told us about his experienced when he was still applying for a job, he applied in an organization/company as a programmer but when he was interviewed, the interviewee asked him if he had a background on accounting he answered none, obviously he did not passed the interview because of that simple question, so he advised us to take basic accounting course as early as now because maybe we might also encounter the same problem he encountered before.
Online dating is now a very popular way to meet a partner. Match.com & eHarmony are very popular dating web sites and claim that 1 of every 5 marriage (in Western world?) are from dating sites.
But on thing that goes unsaid is the amount of scams that happen on these sites. There are many “romance scammers” on these sites. Below are examples of face profile pictures that these con artists use to lure you in.
http://ic-girl.blogspot.com/2009/03/cewek-cantik-dari-medan.html
SIMON FERNANDES
I meet Simon on yahoo messenger. I was in the middle of chatting w my cousin who is in other country, when a message from a complete stranger pops up on YM. I was “Simone”.
His message said, “hi can you be my friend”. At first I disregard his messages but he continued to send message. Eventually, I start chat with him everyday. We introduced ourselves to one another and we became friends. We shared a lot of stories about family, life and everyday life. We talked everyday. After almost a month, we began to chat cam to cam.
He share a lot story about his life in India. He told me that the country is so poor that it has very little jobs and opportunity. He told me there is a lot of crime and a lot of robbery there.
For me it was very nice to talk to him. He made me laugh every time we talked each day. As time went on everyday talking to him, I had the feeling that he is more than my friend. He was my boyfriend. He seemed to care a lot. At the time, he was my the most special love since and I became so attached to him. He was so special in my life that I felt I would do everything he said. I would give him anything he wanted.
He ask for a little amount and I would find a way to give it to him cause I was so in love. He would tell me he needed money to chat with him in the Internet café. I would ask mom to send the money to him.
We do things that I will never forget. We were like a couple and we enjoyed every moment we had together on the web cam. We started to plan on seeing each other.
The plan was to meet at Manila Airport. I would fly from Cebu City in the Philippines and he would fly from India. Five days before the trip, I sent him money to get a plane ticket. I had saved up the money on my own just for him.
I was so excited to see him on that day. But when I arrive in manila, I waited for him the whole day. I waiting in the airport thinking maybe the flight was delayed from India to going here. I waited 24 hours at Manila airport. Simone did not show up. I checked the hotel we booked, I went to the café to check if he is online but he don’t get online anymore.
Onetime I catch him online but he did not responding my email. I felt like I was going crazy on that day. I didn’t know what to do. I want to die.
After that there was not a single night or day that I did not cry. I wanted to die. I felt I could rather die than live without him. I attempt to hurt my self. I tried to overdose on medicine. I felt everything is gone to me. My mom never left my side. She was there to cheer me up. It was months before I could move on. I was the first time I cried for love. The first time I would rather die than go on without love. He was my first and last love.
I want to protect my real identity so that I can protect my personal life.I will tell you how I was scammed out of a lot of money from Filipino cupid.
I have been going through a divorce from my wife of 15 years. Tragically our relationship feel about due to communication issues. Because of this, I have been very lonely and seeking a new life partner.
I heard Filipina women were very good, faithful women so I decided to try Filipinocupid.com. I was shocked to find a FLOOD of scammers, con artists, sex shows, liars, and desperate single mothers begging for money on that site. 1 out of every 3 ladies I talked to here trying to get money from me.
That should have been my first warning. Of all these ladies, I found one that seemed different. She said her name was Ludivina. She was loving, caring and very beautiful. We started to talk to her and I was immediately amazed by her. She seemed very sweet and that is just what I was looking for after having a hard time in my dwindling relationship with my wife.
If she needed something, I would happily provide it. I make a good living and I actually enjoy helping others. I just have a problem about people being ungrateful, liars, and being selfish. So I never want to give money to scammers. Sometimes I would even give scammers a chance to tell me the truth and just give them money, usually they don’t trust me so they keep lying, then I don’t give them money.
After about 8 months, Ludivena told me she had not given me her real name, or real picture. She told me that she had done it all initially to get money, but now she wanted to get serious about me.
I was heart broken. She totally crushed me. I was totally in love. I was willing to share my whole life with her. I would have done ANYTHING for her. Now I don’t trust her.
Despite all the scammers, I did meet a few life long friends. And I still believe there are great Filipinas there that would make the best wife.
*The following is a real event that has been re-written from the original for clarity with names changed to protect those who were willing to come forward… the real ludivina yasay is a lady that scammed me lol. The original author of this story is not named but she really did do this. I may post the original (and change the names) for now you get a simulation of a REAL event.. the emails in this post is real, the story is real.*
My name is Ludivina Yasay. I am from Cebu City, Philippines. About a year ago, I scammed an American named Matt T. I met him on a popular dating website called filipinocupid.com (filipinoheart.com in the Philippines). Over the course of 8 months, I took about $3000 dollars from him.
Why did I do it?
I needed money.
How did I do it?
I gained his trust, told him what he wanted to hear and he believed me. He fell in love then gave me money.
How it all began
After graduating college, I could not find a job. Jobs are REALLY hard to get in certain parts of the Philippines. Places like General Santos, Cebu City and many other places have many people and very little jobs available. Many families can barely afford to pay rent, utilities or even eat. Even with a college degree, I could not find a job for over a year.
I started searching for jobs online. While in the Internet caf�, I over heard two people talking about how they would get money via Western Union from a person they were chatting with. While I was trying to unsuccessfully get jobs each day, they were getting paid from some guys online.
Filipino Heart Scam Ring
I found out my friend was involved in the same people I had seen in the Internet cafe. She explained to me what was going on. She told me that they would find guys from the United States on dating sites. They used a fake profile on Filipino cupid, flirt with these men, start a relationship, then get money. This ring of Filipino heart scammers were mostly gay men.
They told me that they do it so much that they are actually able to buy home, cars and live very well in the Philippines.
Since my family and I were struggling, I decided to do it. I create a fake account with a picture of a model. I had a set of pictures. Very quickly I had a guy who was interested, Matt T.
We began to talk and I told him everything he wanted to hear. I told him that I was looking for a guy who is serious, I told him I was attracted to him. I told him anything to make him feel good. I didn�t care about him he is just a stranger. I just need money.
How I got the Money
Message to Matt:
hope you have a very nice day today… its have a wonderful today when i found you.. i fill always happy when you respond to my email.. and i fill that your a guy that god given me and i know in my heart your the right one for me…. hope we could chat soon. i miss to chat w you.. take care….. love”
from MATT:
That is very sweet. I look forward to taking the time to know you better. I want to know the dreams and wishes of your heart.
🙂
After a short time, he started to trust me so we were starting to speak like friends. When I mention to him that my family does not have enough to eat he is concerned for me.. his �friend�. I did not ask for money directly. When I mention I am in trouble, he offered to send me money. I pretend to be reluctant, then took the money.
Falling in Love & telling the truth
Everytime I mention my troubles, he offered money. After a while we started getting closer and closer and he is giving me more and more money. The funny thing is I never even really asked him.. I just gained his trust and he offered when I said I am in trouble.
He told me about how he is getting a divorce with his wife. He told me He has two kids. He told me how he is lonely lately and all about his life. Over the months, he help me anytime I needed it. He helped me move to another city, find a job and even explained how I can help him with a business he runs and pay me!
We started to really get close and even fall in love. Over time, I realized that I really love him and do not want to live a lie. As a practicing Catholic, it was hard for me to accept this lie.
I went to church and did confession. The priest told me I should tell him the truth.
The closer we got the more I realize I cannot do this anymore to him. He thinks I am some other woman. One night he told me he wants me to be his girl friend. So I decided to tell him the truth.
I told him my real name, showed him my real picture. He was upset that I had lied to him for so long. I was not sure if he would ever talk to me again after I told him the truth. But I wanted him to know the truth.
I wonder if I can gain his trust back. I feel that I hurt the only man I will ever love.
I regret what I did to him. More than anything else, I don�t want to lose him.
Without the victim a con-artist is nothing. The scam artist can do NOTHING without the full belief, faith and resources of the victim. The scammer’s source is the victim. If we remove the victim the scammer dies of starvation.
DO NOT BE A VICTIM!
From The Victims Perspective
More important than the loss of money and time, you lost your hope in a dream of being with someone you thought you could finally connect with. For a short time there was no more loneliness. You took a risk with your heart and allowed yourself to believe in love. But you found out your love was for a false profile and a false identity created by a desperate person who is in a third world country on the other side of the world.
Why me? I was only trying to love, but instead I got betrayed by greedy, selfish people that only care for themselves.
Now who can I turn to? Who can I talk to? Anyone tell will just think I am a fool for giving money to a stranger online. No one will understand that.
These are the emotions of a victim of the romance scam.
eHarmony, match.com and other online dating sites claim to be the cause of 1 out of every 5 relationships. I believe it, but what goes unsaid is the larger percentage of scams there are on these sites. Romance scammers are people who get in close to you, get in a relationship with you than start asking for money. The hook is to make you care for them and their life, their situation. Then they take as much as they can from you. Their intention is NOT love, it is your money. So they probably have three or four “relationship” with people just like you. Their favorite is the one that gives the most cash.
Scam Warning Signs
Asks for money to see her on webcam?
Asks for money for education?
Asks for money for food or rent?
Asks for money for plane tickets or visas?
Asks for money for a medical emergency?
Professing love at first sight?
Multiple requests for Money?
me with picture of CAP notificaiton
– ISC2 Certified Authorization Professional (ISC2 CAP)
– Risk Management Certification
– Passing Score 700 out of 1000 points (125 questions on the test *25 test questions not counted toward the results)
– Application Fee: $419
– Verify 2 years experience in this field
– Endorsement Form
– Answer questions to criminal history and background
– Other Info: its a CBT, 3 hours to test, based on NIST 800 series
I just took the ISC2 Certified Authorization Professional test (CAP Exam). I just want to give others who are about to take this test some idea of what they are up against. I noticed there is not a lot of Security Professionals talking about it. I keep hearing that there are only *1000 CAP certified people on Earth (circa 2011). I don’t think its because of the difficulty level (lol.. i mean i would not call it an EASY test, but its no CISSP or CCIE.. btw CCIE has about 25,000 certified as of about 2010 individuals on early despite being around for since 1993… according to Cisco, “fewer than 3% of Cisco certified individuals attain CCIE certification”). I think there are so few CAP certified people because its not a well know certification and its in a specialized field. Perhaps the numbers of CAP certified individuals will always be low.
My overall impression is that it is much harder than Security+ but much easier than CISSP. If you have recent experience with DoD Information Assurance Certification & Accreditation Process (DIACAP) you should have an easy time grasping the National Institute of Standards & Technology (NIST) Special Publication 800 series concepts allowing you to pass the CAP exam. I would say the same about all the C&A frameworks, NIACAP, NISPOM, DCID 6/3, DITSCAP etc. If you know the certification & accreditation process well than you will pick up risk management framework fast. If you have been doing the NIST C&A and/or Risk Management Framework, the test should be a mere refresher course for you and a couple of weeks of reviewing NIST 800 regulations and OMBs you already know might be enough for you to pass the CAP Exam and get this certifications. You should know, however, that quite a bit has changed since 2009 in the certification & accreditation process of getting authorization.
The test is in the style of the CISSP in that you must choose what is MOST right in many cases. All questions are 4-multiple choice type questions.
One of my biggest issues about the CAP material is that is has almost NO decent study material. There is “The CISSP and CAP prep guide” by Russell Dean & Ronald L. Krutz, this is the ONLY book I have found aside from one or two lame ebooks (as of 2011).
The very first thing you should do is become a member of Isc2.org and download the ISC2 CAP Candidate Information Bulletin. The CAP Exam CIB breaks down all the objectives that you need to be knowledgeable in.
Read and/or be very familiar with the following NIST & OMB documents:
– NIST 800-37
– NIST 800-53
– NIST 800-53A
– NIST 800-64
– NIST 800-30
– NIST 800-100
– NIST 800-83
– NIST 800-53
OMB circular A-130
Privacy Act of 1974
FISMA Act of 2002
**The full list of documents & regs to be familiar with are located in CAP CIB
Another great resource is practice tests. Ucertify.com has GREAT content for the CAP, some of the best you will find for the Certified Authorization Professional.
I would definitely know and fully understand the Risk Management Framework (800-37). You need to know the tasks on each of the six steps of the Risk Management Framework (800-37). System Development Lifecycle is also HUGE on this test(800-64). I would know how Risk Management Framework lines up with SDLC and Risk Assessment process (800-37, 64, 30). Risk Assessment process, Risk Management Framework and SDLC are all interconnected. You should know how they work together. Tasks that are done at each stage and step in all those process and what role does each task is a need to know. Roles and Responsibilities should be fully understood and memorized. Although everyone of the steps in the Risk Management framework are covered pretty good, I feel like the following two steps were beaten to death: Continuous Monitoring & assessments (security control assessor)
The test is computer based and randomized so you might get a completely different set of subject areas. Your best bet is to study what is in the CAP-CIB and use a bunch of practice tests.
I was surprised not to see anything on the NIACAP, DIACAP, FITSAP, DCID 6/3 and DITSCAP. I was fully expecting it and prepared for it. Many of the practice test go on and on about Project/Program Management subject areas. But the only question I recall on that had to do with knowing the role of a Program Manager… thats about it.
CONS: I feel like the CAP is currently (2011) not in great demand. If you do a search on any job database (monster, indeed, simplyhired) you see that there are not many employees listing it as a requirement. For example, a 2011 search on isc2 CAP anywhere in the US gives 49 results — http://jobsearch.monster.com/search/?q=isc2-cap
I also think that the certification is WAY over priced. Its $419 which I think is even more than the ISC2 CISSP concentrations.
There is almost no study material for it.
PROS: Covers very important risk management framework material. Its computer based, so the results are instant. Its good lead up and practice for the ISSEP. The ISSEP covers a lot of what is in the CAP. NIST will get increasingly more important as DoD, NSA and other national security system agencies take on the NIST.
*CAP Exam: CAP certified people in the world (circa 2011):
Canada 6
Germany 1
Korea, Republic of 2
Puerto Rico 2
United States 997
reference: https://www.isc2.org/member-counts.aspx#cap
**Certification Authorization Professional Candidate Information Bulletin is on ISC2.org. May have to be a member to get the document
Dear Friend,
Thank you so much for your response to my email. It is only natural that you be a bit apprehensive haven received such a mail from somebody that you barely know. Therefore I would want to start by properly intimating you of who I really am. My name is Ho Chen Tung Foreign operations Hang Seng Bank Ltd. (Hong Kong). Moreover, I believe that you will be anxious to know the kind of business proposition that I have in stock for you. Well, I am soliciting your assistance to be able to transfer a huge amount of money US$21,300,000.00 from my bank that is lying idle with no one ever coming to lay claim to it. Before I go ahead let me tell you how the funds came into existence in the first place.
We had a client sometime ago by the name of Mr. Fayez Abdulaziz Abiri from Iraq and he was a member of the Iraqi forces and also a business man. He made a fixed numbered deposit with a value of US$18,796,000.00 only for 24 calendar months in my branch and this was before the USA and Iraq war.
When the 24 calendar months elapsed, we sent a notification to him so he will advice if still want to extend his term of deposit or not but we did not hear from him. After sometime we tried contacting him again and still there was no reply from him. As his banking officer, I decided to carry out my own investigation as to the where about of Mr. Fayez Abdulaziz Abiri only to find out Fayez Abdulaziz Abiri had died of Kidney infection at Mukaradeeb where his personal oil well was.
It is obvious that you would now want to ask if Mr. Abdulaziz Abiri did not have a next of kin. Interestingly, he did not leave a next of kin on his official document. In fact I asked him some time ago if he was sure that he will not want to include a next of kin in our record and he told me that none of his relative is aware of the account and he wish that it remain so. And to date this money has accumulated interest. Therefore, nineteen million five Hundred Thousand United State Dollars is still lying in my bank and no one will ever come forward to claim it. However, according to the laws of my country at the expiration of six {6} years the funds will revert to the ownership of the Hong Kong Government if nobody applies to claim the funds. Against this backdrop, my suggestion to you is that I will like you as a foreigner to stand as the next of kin to Fayez Abdulaziz Abiri so that you will be able to receive his funds.
If you are interested in doing this business with me, please go ahead and contact me again with you full names, contact address and telephone numbers. I want you to know that I have carefully planned out the modalities of this business and I will be intimating you of it upon confirmation that you are willing to move ahead with me. You will be made the next of kin thereby putting you the position to inherit this huge amount.
Finally, I need you to know that I have evaluated the risk involved in this deal and I guarantee that if you follow my instructions religiously, it will be hazard free. As far as I am concerned it is worth undertaking and I implore you to come along with me because the reward will be great for both of us.
I anticipate hearing from you again soon and I hope it will be positive because I really want us to work together as partners in harnessing this once in a life time opportunity.
Regards.
Ho Chen Tung.Thanks