YSK: What your options for responding to Equifax are because if you're an American adult you have almost definitely been compromised.
by inYouShouldKnow
from: Â https://www.reddit.com/user/Velostodon
Most popular credit card fraud eBay auctions:
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The Credit Card Debt Survival Guide
Back end service fee can bring commission to .50. More for add. service buys. How to successfully deal with collection firms and collection attorneys. The best legal tactics researched and attributed to debt forums, legal cases, many users. 240 pp.
The Credit Card Debt Survival Guide
Do-It-Yourself Credit Card Debt Settlement Secrets
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Criminals got a new trick. Look how you can protect yourself from being ripped off. Are you a victim of credit card scam? Share your experience on www.complaintsboard.com
Video Rating: 4 / 5
Retailers often do not check IDs or signatures. Credit card companies do not require merchants to check IDs either. Not signing your card voids your contract. Credit Card Fraud Made Easy www.IDTheftSecurity.com
Remove from Credit Card and Insurance Mailing Lists
The Fair Credit Reporting act of 1997 allows for consumers to stop unsolicted credit card & insurance offers. It puts more responsibility of customer privacy on the business that collected the sensitive data in the first place.
In order to use the strength of the law you must take action. Write or call the credit bureaus and request removal of your name and address from those lists. Here are the credit bureaus’ contact information:
Trans Union
P.O. Box 736
Springfield, PA 19064-0736
Telephone: (800) 680-7293
Experian (used to be TRW)
P.O. Box 949
Allen, TX 75013
Telephone: (800) 353-0809
Equifax
P.O. Box 105139
Atlanta, GA 30374-5139
Telephone: (800) 556-4711
Once you make the request they have 5 days to notify all national credit agencies. Your name will then be dropped from their mailing list for two years.
Remove your name from mailing lists permanently
To remove your name from mailing lists permanently ask the credit bureau to send you an “election form.”
To receive a credit report contact the following:
Experian (formerly TRW)
(800) 682-7654
Equifax
(800) 685-1111
Trans Union
(800) 916-8800
To Stop “Junk Mail”
Contact the Direct Marketing Association (DMA).
Mail Preference Service
PO Box 9008
Farmingdale NY 11735-9008Telephone Preference Service (telemarketing)
PO Box 9014
Farmingdale NY 11735-9014
With a request (written) your name will by removed from their mailing lists.
I’m not sure there is a way to remove your name from all email mailing lists at once. But one thing you want to NOT do is put your email address on a website. If you want customers to get to your via email but don’t want the spam and scams that come with, use a contact form or something like this elamb.security(at)gmail(dot)com – this makes it so spam emails can’t automatically grab your email from the Internet, a common spammer tactic.