western union netspend scam

SCAM Western Union Certified Request: Please Verify Application Enclosed

This email claims that the user needs to verify a Western Union Netsend card.  The email contains the following information:

Certified Request: Please Verify Application Enclosed <link to a site that is NOT western union>

western union netspend scam

western union netspend scam

 

According to VirusTotal there are not malware links in the email:

URL Scanner Result
Websense ThreatSeeker Suspicious site
ADMINUSLabs Clean site

Bank of Lebanon *email scam*

*************SCAM*******SCAM**************

Bank of Lebanon
A/c no: 890458984589
Routing No: bl 275-79665
Aba no: BL-ANAJFG-FL
Beneficiary: Dr Robert Walter

He has also submitted his account for us to transfer the fund to him.We write to confirm the genuinety of his information before the transfer could be made to him accordingly, I apologize to you on behalf Of International Monetary Fund (IMF) if we have received a false nformation http://www.imf.org/external/np/sec/memdir/officers.htm failure to receive your funds earlier before now, which according to records in the system has
been long overdue.

RECONFIRM YOUR INFORMATION BELOW IF YOU DID NOT INSTRUCT HIM

Your Full Name:
Address:
Telephone number:
Age:
Occupation:

Yours sincerely,
Christopher Towe
Monetary and Capital Markets
Department Acting Director

From: towe@imf.org
> Subject: Outstanding Payment
> Date: Thu, 23 Apr 2009 22:08:45 +0100
>
> Christopher Towe
> Monetary and Capital Markets
> Department Acting Director
>
> Good day,
>
> I found your name in the Central Computer among the list of unpaid (Contractors, Inheritance next of kin and lotto beneficiaries that was originated from American, Europe, Asia plus Middle east and Africans, among the list of individuals and companies that your unpaid fund has been located to the Standard Chartered Bank, HSBC, Barclays Bank, Natwest Bank, Bank of America, Eco Bank Nigeria plc and CBN Plus ATM payment to mention only but few. Your name appeared among the beneficiaries who will receive a part- payment of US$5.5 million and has been approved already for months. You are requested to get back to me for more direction and instruction on how to receive your fund.
>
> However, we received an email from one Dr. Robert Walter who told us that he is your next of kin and that you died in an auto crash some weeks. DrRobert Walter submitted account co-ordinates are as follows:
>
>
> Bank of Lebanon
> A/c no: 890458984589
> Routing No: bl 275-79665
> Aba no: BL-ANAJFG-FL
> Beneficiary: Dr Robert Walter
>
> He has also submitted his account for us to transfer the fund to him.We write to confirm the genuinety of his information before the transfer could be made to him accordingly, I apologize to you on behalf Of International Monetary Fund (IMF) if we have received a false nformation http://www.imf.org/external/np/sec/memdir/officers.htm failure to receive your funds earlier before now, which according to records in the system has
> been long overdue.
>
> RECONFIRM YOUR INFORMATION BELOW IF YOU DID NOT INSTRUCT HIM
>
> Your Full Name:
> Address:
> Telephone number:
> Age:
> Occupation:
>
> Yours sincerely,
> Christopher Towe
> Monetary and Capital Markets
> Department Acting Director

Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument *scam?*

*Update*

Dear sir,
We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
2. Total Face Value: Eur 10M MIN and Eur 20B MAX (20Billion).
3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
4. Age: One Year, One Day
5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
6. Delivery: SWIFT TO SWIFT.
7. Payment: MT-103.
8. Hard Copy: Bonded Courier within 7 banking days.

All relevant business information will be provided upon request. If Interested kindly contact me immediately.

Thank you,
Stuart Baird

URGENT CONCEPT!! Plane Crashed Send Money (SCAM)

** They lure people with lies to gain sympathy **

Return-Path: gamabuza@babbalu.com
X-OriginalArrivalTime: 25 Mar 2009 04:12:42.0608 (UTC) FILETIME=[F18EDF00:01C9ACFF]

Dear Friend,

I am manager of one of the leading bank in South Africa in my bank We discovered an abandoned large sum of money (US$14.7M) belonging to one of our Foreign Customer Dr. George Brumley, an American Nationality, a businessman, who involved in air crash along with his family. You can confirm from the website below:

http://www.cnn.com/2003/WORLD/africa/07/20/kenya.crash/index.html

I am seeking for your Co-operation to front you as the beneficiary of the funds. No beneficiary, No other person knows about these funds neither operate this account since his death. The Strategy is to use our influence as managers of the bank to approve you as the beneficiary and release the funds over to you. So if you are interested please reply with Telephone, fax, address and occupation for further clarification.

Regards,

Mr. Gary Mabuza.

state Corporate Compliance fraud

Corporate Compliance *scam*HA! They almost got me! I had a $150.00 USD check ready made out to “Corporate Compliance”. The envelope was wet with my spit and just about to be sealed until I read the print in bold at the bottom:

Requirement code 3001. This is a Solicitation for the order of goods or services, or both, and not a bill, invoice, or statement of account due. You are under no obligation to make any payment on account of the offer unless you accept the offer. Requirement B&P Code 17533.6This Product or service has not been approved or endorsed by any government agency, and this offer is not being made by an agency of the government..

Translation: You don’t HAVE to send us money.. we are not affiliated with the government.. we just want your money.. our service is that we are asking for money. *SCAM*

Annually, I have to file documents to keep my corporation compliant with state & federal law. Although I know this is something that can be done online with my state (Colorado), I usually procrastinate until I completely forget about it. So it is convenient to get the occasional mail reminding me to file. The state usually send a post card with a reminder and a link to their .gov site. The “Office of Corporate Compliance” sends a message telling you the importance of filing your “Annual Corporate Minutes”. They offer to do it for $175 (check or money order). The only problem is that states don’t require minutes filed with them. You are supposed to keep minutes, and other corporate records.. but they are not submitted anywhere. My state requires a re-statement of my Articles of Incorporation (annually over the ‘Net).

I’ll hand it to them, “Office of Corporate Compliance” seal looks authentic at the glance. Once I found out that this was indeed a scam, I realized that they could be doing this in EVERY single state and making a small fortune. If you Google it, you’ll see that they really are doing it all over the nation. They’ve probably been doing it for years.

My question is, how and why has this been allowed to flourish. Each state puts out some sort of can response about it:

Recently, an entity calling itself “[STATE] Corporate Compliance” mailed solicitations entitled “Annual Corporate Minutes Compliance Filing” to numerous [state] corporations. This solicitation offers to complete corporate meeting minutes on behalf of the corporation for a fee. Despite the implications contained in the solicitation, [state] corporations are not required by law to file corporate minutes with the Secretary of State.

Why can’t the state governments come down on this 50 state scam? Perhaps “Corporate Compliance” wording is such that there is nothing the states or any other government can do ANYTHING about.

Heres how I think their scam works:

1) They set up a P.O. Box in each state with corresponding state header on envelops and letters.
2) Search each states corporate data base for corporations with the status (delinquent or non-compliant.. this means the corp. in question did not restate their annual articles of incorporation.)
3) They send the appropriate state letter to the delinquent corporations
4) The corporation pays and send to the P.O. Box that is already typed on the self addressed envelop inside
5) The P.O. Box forwards to the real address of the creators of this system (or franchisers)

Reverse PO Box Lookup
US Post offices will disclose the forwarding location of corporate entities PO Box. So I think I will do one and advertise them right here on this site. I think that there is only one company (or group) behind this mail fraud.

Who is Corporate Compliance Filings, Inc?
I did a Google search for the company and came up with only one organization named Corporate Compliance, the name The Office of Corporate Compliance asked to be put on the checks. The only way they can cash the check is to have an actual corporate entity. Here it is: http://www.corporatecompliance.com/ –> Although there should be a crime against having a terribly shitty 90’s site, I can’t yet pin the scam to these guys… I simply don’t have any evidence at all pointing to this particular site.

When I did a search on the New York business database (where this 90’s Internet Corporate Compliance is from) I noticed that their were two entities with that name: CORPORATE COMPLIANCE FILINGS INC. (foreign entity) & CORPORATE COMPLIANCE LTD (domestic). But then I noticed that Corporate Compliance Filings Inc. is also in the California business database, Colorado business database and all the others.. each one does not list other entities or foreign entity as the registered agents in an attempt to avoiding naming individuals.

If you search the databases you’ll see that they use: CORPORATE COMPLIANCE FILINGS INC., Corporation Compliance Recorder, CORPORATE COMPLIANCE CENTER

Colorado Corporate Compliance

The Colorado Secretary of State’s office has recently become aware that an additional entity, “California Corporate Services”, has mailed solicitations titled “Annual Minutes Disclosure Statement” to businesses in Colorado. These solicitations are similar to those mailed to businesses by “Colorado Corporate Compliance” and “Board of Business Compliance” titled “Annual Minutes Disclosure Statement” or “Disclosure Statement”. These solicitations offer to process corporate meeting minutes on behalf of the corporation for a fee. Despite the implications contained in the solicitations, Colorado corporations are not required by law to file corporate minutes with the Colorado Secretary of State’s Office.

California Corporate Compliance

In very fine print, the document usually has a disclaimer, such as:

“CA Business & Professions Code Sec 17533.6 This service has

not been approved or endorsed by any government agency, and

this offer is not being made by an agency of the government.”

California Corporate Headquarters, Compliance Division

California Addresses:

CALIFORNIA CORPORATE COMPLIANCE
Business Division
3053 Freeport Blvd #310
Sascramento, CA 94518

State Corporate Compliance
916 J Street
Sacramento, CA 95814-2703
form was 4780C

Corporate Compliance Filings
9175 Keifer Blvd # 336
Sacramento, CA 95826

California Corporate Headquarters
Compliance Division
2443 Fair Oaks Boulevard #539
Sacramento, CA 95825
CA-FORM AMDS-03

Massachusetts Corporate Compliance

Recently, an entity calling itself “Massachusetts Corporate Compliance” mailed solicitations entitled “Annual Corporate Minutes Compliance Filing” to numerous Massachusetts corporations. This solicitation offers to complete corporate meeting minutes on behalf of the corporation for a fee. Despite the implications contained in the solicitation, Massachusetts corporations are not required by law to file corporate minutes with the Secretary of State.

Georgia Corporate Compliance

Secretary of State Handel Alerts Corporations to Potential Scam

Atlanta, GA—Recently, an entity calling itself “Georgia Corporate Compliance” mailed solicitations entitled “Annual Minutes Disclosure Statement” to numerous Georgia corporations. This solicitation offers to complete corporate meeting minutes on behalf of the Georgia corporation for a fee. Despite the implications contained in the solicitation, Georgia corporations are not required by law to file corporate minutes with the Secretary of State.

New York Corporate Compliance


Texas Corporate Compliance

Recently, an entity calling itself “State Corporate Compliance” mailed solicitations entitled “Annual Corporate Minutes Compliance Filing” to numerous Texas business entities. This solicitation offers to complete corporate meeting minutes on behalf of the Texas business entities for a fee. Despite the implications contained in the solicitation, Texas business entities are not required by law to file corporate minutes with the Secretary of State.

Oregon Corporate Compliance

Better Business Bureau takes a look at Corporate Compliance

Subject: Important Message (Jefferson Parish FCU) *phishing scam*

**The link below is a phishing page. Its purpose is to get your account information and send it to a criminal**

Subject: Important Message
Date: Fri, 19 Sep 2008 13:31:09 -0600

Due to recent phishing atacks targeting Jefferson Parish Employees Federal Credit Union we are pleased to introduce a fully upgraded Banking System. This new feature will protect your Jefferson Parish Employees Federal Credit Union Visa Card.

How does it works?

– Your card details will be encrypted using 256bit Secure Sockets Layer technology.
– International transactions will be strictly monitored.
– Access to your card over the internet will be more secure and more easy to use.

SERVICE : Secure My Card.
EXPIRATION: September 25, 2008

Take advantage of our new security upgrade now!
Click on the link below to proceed:

https://jef.usersonlnet.com/asp/USERS/Common/Login/NetLogin.asp

We apologize for any inconvenience this may cause, and appreciate your assistance in helping us maintain the integrity of the entire banking system.

Dangers on the Internet

Dangers on the Internet
This is a follow up to my post Why is Internet Safety Important

Dangers of the Internet are relative to the perspective of those accessing it. That is to say, on the Internet “dangers” are completely dependent on who is accessing what data from where and what their intentions are for accessing it. For example, researching a list of poisons could be a considered “dangers to the Internet” if a seriously disturbed person intends to kill his or her spouse. On the other hand, if a parent is just wondering what house hold products are poisonous with the intention of protecting her children, can that be considered a danger?

So protection from dangers on the Internet should be proactive and involve human judgment at some level. Policies must be written, planned and implemented in advanced or ad hoc to suit the environment and the users accessing the Internet. Children at a school with access from the classroom will more than likely be different from employees at a skating rink.

Even the items commonly considered dangers on the Internet relate directly to how much access individuals and organizations allow to and from the web. Common “dangers” may include (but should not be limited to) the following:

Accessibility to personal – applies to educating users on the dangers of putting personal information on the Internet and protecting organizational data bases

Sensitive data – For a school sensitive data is likely linked to the grades and personal information of staff and student, but for a business sensitive information could include proprietary information that would hurt the bottom line if it were leaked to competition.

Financial fraud & criminal hackers/scammers- This applies to educating users about criminal hacker techniques such as malware, social engineering, email and website phishing

The access of impressionable and/or psychologically disturbed individuals to potentially harmful and destructive information – This is rather subjective however it should be a concern to schools from elementary – colleges, rehabilitation facilities and mental institutions. There are ways to block certain obvious material with web-blocker type applications, but no one can stop them all. Monitoring is a must if this danger is to be handled seriously.

The risks and damage of these dangers are dependent on the environment & the users involved. It is up to the system owners to ensure that the policies are properly planned, implemented and maintained as exposure to any Internet danger can disrupt the safety, mission and/or values of an organization or individual.

LifeLock Guy Hacked :(

457-55-5462 Todd Davis
I think this is a sad day. A sad day indeed. Todd Davis, CEO of Lifelock (his social security #457-55-5462). Todd Davis has promoted his company by advertising his social security number on the web, radio, tv and billboard signs.

My name is Todd Davis
My social security number is 457-55-5462

I’m Todd Davis, CEO of LifeLock, and yes, that’s my real social security number*. Identity theft is one of the fastest growing crimes in America, victimizing over 10 million people a year and costing billions of dollars. So why publish my social security number? Because I’m absolutely confident LifeLock is protecting my good name and personal information, just like it will yours. And we guarantee our service up to $1 million dollars.”

While I’ve always thought that it was a risky way to promote one business (lol), I’ve always believed that it was a good idea. What they do is monitor your credit card and fico information and alert you if there is anything suspicious. It works (you can also do your self for free). But the Life lock service doesn’t protect you 100% from identity theft.
Some guy in Texas took Todd’s personal information and used it for a pay day load (there is not system to actively keep track of the Payday loan market). So the guy was able to get $500. When it was time to pay back the Payday loan (+1million% interest or whatever it is) the Payday store called the REAL Todd Davis (social security #457-55-5462). I think its unfortunate because it seems like a pretty good service. They are one of the few organizations in the U.S. actually trying to help people take on what is now and epidemic with now grassroots effort to slowdown ID theft and financial fraud.

Although Todd Davis was hacked, I believe their product will still be an effective way to be proactive method of protecting yourself from ID theft & financial fraud. But you should definitely take extra steps to safe guard your personal information. Don’t advertise your social security, your physical address, phone number, birthday or critical information.

Its $10 a month. I’m thinking of doing it just so I can contribute to their cause.

US National ID Card: Security or Citizen Tracker

Most American citizens violently oppose a National ID card.  The federal government can get around this in two ways: 

    1. Don’t call it a national ID card 
    2. Don’t put the federally controlled database in a federal building

The U.S. government is doing both of these things (as up 2007, should be complete by 2009).

According the the Department of Homeland Security’s FAQ on REAL ID it is NOT a national ID card & the feds will not create a national database:

“Is this a National ID card?

No. The proposed regulations establish common standards for States to issue licenses. The Federal Government is not issuing the licenses, is not collecting information about license holders, and is not requiring States to transmit license holder information to the Federal Government that the Government does not already have (such as a Social Security Number). Most States already routinely collect the information required by the Act and the proposed regulations.”

“Will a national database be created that stores information about every applicant?

No. The REAL ID Act and these regulations do not establish a national database of driver information. States will continue to collect and store information about applicants as they do today. The NPRM does not propose to change this practice and would not give the Federal government any greater access to this information”  

Well piss on my back and tell me its raining! The government is NOT creating a national ID card.  The only problem with the above statements issued by the DHS is that they are bullshit. 

Imagine.  ME, a security guy of all people, opposed to a National ID Card?  But I’m not the only one.

First off, what is this National ID Card REAL ID Card?

On March 1, the Department of Homeland Security (DHS) released draft regulations [PDF] for implementing REAL ID, which makes states standardize drivers licenses and create a vast national database linking all of the ID records together. Once in place, uses of the IDs and database will inevitably expand to facilitate a wide range of tracking and surveillance activities.EFF

As stated above, the National ID Card for the U.S. would be based on existing State I.D. Cards and driver’s license programs.  The main issue is linking all state databases together so that the federal government can track citizens.  

Now you may be wondering: Does this sound like something an illegal immigrant and/or criminal would not be able to falsify?  (and even if they are caught current laws for illegal immigrants are not enforced)  If illegal immigrants are not going to abide by the law, does this law really enhance the nation’s security?  

Oppose the Real ID Act of 2005 

My main reason for opposing a US national ID card is that I don’t trust the federal government with a consolidated view and control of all of our information.  I think all the information they gather will eventually fall into the wrong hands (on purpose or by negligence).  I was in the military, so the feds already have my data and the feds have lost MY {privacy act protected} information more than once.  A branch of the U.S. government lost 25.6 million account including the Social Security Numbers for Veterans more than once. They kept this information secret from the victims for 19 days.  19 days is ample time for someone to steal an identity once they have the information they need.  In one case the data was supposedly recovered and deemed by the FBI forensics as un-tampered with.  Supposedly they are not creating a seperate national database… but the linked state system WILL be the national database from which the feds will feed.  Its a play on words and I wish people would wake up screaming about this.

There seems to be a disregard for protecting the privacy and security of citizens.  The resources that would normally be used to protect us are being wasted and sent to serve other purposes.  In my oppinion security is still NOT being done because illegal immigrant laws are not being enforced despite the fact there is a “war on terrorism”.  Now if you don’t think something is seriously wrong about the protection of our borders at a time when their is a “war on terrorism” read the story of Border Patrol Agent Ignacio Ramos being jailed for shoot a drug dealer trying to enter the country. The DHS officials lied to congress about these agents (and got caught).  Drug smuggler Osbaldo Aldrete-Davila is a free man.  Meanwhile, other border patrol agents are being deployed to IraqI believe there is a reason that the law is not enforced but I leave that speculation up to you.

Privacy Clearing House has a chronological list of data breaches starting from 2005.  The more databases of large organizations (schools, federal/state, credit cards) our personal information is in, the greater the risk of ID theft and financial fraud we face.  ID theft is currently the fastest growing crime in the US and UK.  And its been the fastest growing for a long time.  I attribute this to organizations putting security last when it should be implemented from the very begining and maintained aggressively. 

So, a national card REAL ID registry databases at the federal level may only add to on-going issues of personal security of US citizens which the US government does not seem to worried about too much. 

To the credit of the U.S. federal government, the Department of Homeland Security’s Chief Privacy Officer, Hugo Teufel III, issued a Privacy Impact Assessment (PIA).  According to the document the National ID card would be difficult to falsify. 

Other issues addressed in the PIA:

The PIA addresses the key privacy issues posed by the Act: (1) Does the REAL ID Act create a national identity card or database; (2) How will personal information required by the REAL ID Act be protected in the state databases; (3) How will the personal information stored on the machine readable technology on the driver’s licenses and identification cards be protected from unauthorized collection and use; and (4) Do the requirements for a photograph and address on the credential and the DMV employee background check erode privacy.

The REAL ID method will extend the life and legitamacy of the Social Security Number as a national ID number.

The DHS PIA document is exactly right when it states:

Some of the public concern about the REAL ID stems from the history surrounding the expansive use of the SSN beyond its original purpose of recording the information necessary to provide a public pension benefit.

The original purpose of the Social Security Number was to track taxation and payments for social programs under Roosevelt’s New Deal created in the 1930s following the Great Drepression.  These days the Social Security number is a de facto national ID number issued to all citizens and you really can’t do anything signifigant without it (i.e. get a job… unless your are an illegal immigrant.. i guess people in the US have privacy after all).  BTW – Collecting Social Security after age 65 is a joke… it is program that will not support the “baby boomer” (but that is a different issue all together). 

The DHS Privacy Impact Assessment goes through most general concerns the the REAL ID act posses to the privacy of U.S. citizens thoroughly…. except for one. Put on your tin-foil hats for this one.  The government works so closely with private companies (namely lobbyists pushing and paying for certain policies, bid and no-bid contracts, laws and regulations) that I believe that they would give out our con$olidated information for the right price. Realistically, a national database in some form or another already exists (social security).  But the REAL ID database would make it possible to have a REAL-time view of all transactions.

DHS PIA pg. 6: “financial institutions, retailers, hotels, health-care providers, and others may consider the REAL ID credential”. 

It sounds like the ultimate consolidation of all personal data.  It will merge your social, driver’s license, and possibly finacial and medical info. 

You see, the REAL ID system would not just be used in the police but with PRIVATE agencies.  On military installations you can’t do much of anything without a certain government ID card.  The data on this REAL ID will be the cream of the crop.  Particularly if is collects data on where you’ve been.  But conspiracy theories on new American corporate facism aside, people need to know that this is happening.  A wake up is long over due for Americans.  I just hope this cancerous apathy doesn’t kill the priciples of the country I love.

Check out the last line of the DHS Privacy Impact Assessment:

The public is encouraged to comment on the NPRM and on the privacy issues associated with implementation of the Act in order to ensure that the final rule reflects robust public input on these important issues.

Links:

Facial Recognition to deter ID Theft

DHS Privacy Impact Assessment REAL ID Act – Chief Privacy Officer, DHS

Four State Oppose RealID (New Hampshire, Oklahoma, joined Montana, Washington – as of 10 Jun 2007)

(New Hampshire, Oklahoma, joined Montana, Washington – as of 10 Jun 2007)Ron Paul oppinion on Amnesty for illegal immigrants and the National ID

(New Hampshire, Oklahoma, joined Montana, Washington – as of 10 Jun 2007)

(New Hampshire, Oklahoma, joined Montana, Washington – as of 10 Jun 2007)New World Ord… I mean other things that didn’t make it into the REAL ID ACT:

(New Hampshire, Oklahoma, joined Montana, Washington – as of 10 Jun 2007)

(New Hampshire, Oklahoma, joined Montana, Washington – as of 10 Jun 2007)

Original legislation contained one of the most controversial elements which did not make it into the final legislation that was signed into law. It would have required states to sign a new compact known as the Driver License Agreement (DLA) as written by the Joint Driver’s License Compact/ Non-Resident Violators Compact Executive Board with the support of AAMVA which would have required states to give reciprocity to those provinces and territories in Canada and those states in Mexico that joined the DLA and complied with its provisions. As a part of the DLA, states would be required to network their databases with these provinces, territories and Mexican states. The databases that are accessible would include sensitive information such as Social Security numbers, home addresses and other information. The foreign states and provinces are not required to abide with the Drivers Privacy Protection Act (DPPA) and are free to access and use the sensitive information as they see fit.  – REAL ID wiki

The UK is fighting the same battle of liberties

If I trusted the government, I suppose this would not be that big a deal.

Bonus: Total “Terrorism” Information Awareness – TIA 

 Multiple standardized computing environments can be monitored and controlled using Open Grid Service Architecture (OGSA).  If the federal government is not using this technology togather data from the DMV systems I would be very surprised.

 

 

 

 

AMERICAN ADVANTAGE Benefits address phone number

If you didn’t know, AMERICAN ADVANTAGE Benefits is a false organization doing international fraud with organizations like EZ 1 rate.  They commit financial fraud and sell the personal information of unsuspecting victims.
One of my readers gave me the inside scoop on American Advantage Benefit’s real address:

630 Albert st. Oshawa Ontario,

Canada 4H4T5

AMERICAN ADVANTAGE Benefits phone number: 323-230-9576

Canada, just as I suspected.

1 2